Financial planning is about protecting the lifestyle you currently enjoy and planning for the lifestyle you want to enjoy in the future.
We believe that the only way to plan effectively for your financial future is to fully understand your goals and desires. It is only when these goals are clearly understood by the adviser and client that a full and complete financial strategy can be sought.
We’re not suggesting that financial products are unimportant; on the contrary. We spend considerable time and energy ensuring that our knowledge is continually up to date. We just believe that selling products shouldn’t be the start and finish of effective financial planning.
Financial planning should be a continual evolvement throughout life and that is why we follow a four step process with all our clients to give what we believe is a perpetual service for life.
The foundation of the services that we provide to our clients is built upon developing a long-term relationship that enables us to make the appropriate adjustments required to your financial plan as events inevitably change.
Providing the very best financial advice for our clients
We work in partnership with our clients, building long-term relationships and most importantly, we are committed to giving you the confidence and control of your finances you need. Whatever the stage in life you’re at, or what your financial objectives or goals are, we will get to know you and work with you to help you achieve them.
Independent Financial Advice
We are completely committed to providing our clients with totally independent and unbiased financial advice for life. In practice, this means transparent charges, tax-efficient fee based solutions, and above all, never allowing provider incentive to cloud our judgement during the advice process.
We offer advice on an ‘Independent’ basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market, giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you.
What is a Chartered Financial Planner?
Chartered status is an aspiration all firms try to achieve and shows that we, and our financial planners have committed to the highest levels of technical knowledge and understanding through professional examinations.
Chartered Financial Planner status is the ultimate symbol of professionalism. The title is granted by the Chartered Insurance Institute (CII), the professional body for insurance and financial services and applies only to appropriately qualified CII members who are providing financial planning advice or related activities, to individuals or corporate entities.
Why choose Merrick Financial Services
We have over 30 years financial services experience in providing Independent Financial Advice to clients both locally and across the UK.
We have a proven track record in providing sound financial advice to hundreds of clients who we have built strong relationships with over many years.
The Chartered Insurance Institute (CII) consider a Chartered Financial Planner as the “gold standard of financial planning” for ethics and professionals.
We provide a professional approach to financial planning, undertaking a genuinely empathetic interest in your personal concerns in order to achieve your objectives along the way.