Savings & Investments
A complete investment solution
It’s normal to want as much return as possible from our savings and investments. As with everything, the opportunities for the highest return naturally come with a larger risk factor.
In order for us to determine your level of comfort when it comes to investment risk, it is important that we fully understand your situation and circumstances, along with your attitude when it comes to risk.
Once we have considered all factors, we will create an asset allocation model for your portfolio. This means that we use our full understanding of risk and return for each asset category, so that we can allocate your assets amongst them in a way that accurately represents your attitude to risk. This will create a balanced portfolio that will maximise the investment opportunities and one in which you are completely comfortable with.
We believe that the only way to formulate the right strategy for our clients is to take a totally holistic approach. Depending on our clients own unique attitude to investment risk, we craft an asset allocation model over your entire portfolio.
A complete investment solution should encompass many products which are all interlinked. We are resolute in our approach and seek to utilise every conceivable tax break, favourable legislation, special deal, provider extra allocation and government incentive in order to maximise profit for all our clients.
Savings and investments are an important part of our client’s financial affairs. Whether you are saving for long-term aims such as retirement mortgage repayment, or for specific short-term goals such as dream holiday.
We advise our clients on the best way to maximise potential growth of your savings and investments to help them to achieve their goals. We take into account your attitude to risk and overall financial position to provide a unique, tailored approach that suits our clients individually.
It is important to note that the value of investments can fall as well as rise and you may not get back the amount invested.
Providing the very best financial advice for our clients
We work in partnership with our clients, building long-term relationships and most importantly, we are committed to giving you the confidence and control of your finances you need. Whatever the stage in life you’re at, or what your financial objectives or goals are, we will get to know you and work with you to help you achieve them.
Independent Financial Advice
We are completely committed to providing our clients with totally independent and unbiased financial advice for life. In practice, this means transparent charges, tax-efficient fee based solutions, and above all, never allowing provider incentive to cloud our judgement during the advice process.
We offer advice on an ‘Independent’ basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market, giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you.
What is a Chartered Financial Planner?
Chartered status is an aspiration all firms try to achieve and shows that we, and our financial planners have committed to the highest levels of technical knowledge and understanding through professional examinations.
Chartered Financial Planner status is the ultimate symbol of professionalism. The title is granted by the Chartered Insurance Institute (CII), the professional body for insurance and financial services and applies only to appropriately qualified CII members who are providing financial planning advice or related activities, to individuals or corporate entities.
Why choose Merrick Financial Services
We have over 30 years financial services experience in providing Independent Financial Advice to clients both locally and across the UK.
We have a proven track record in providing sound financial advice to hundreds of clients who we have built strong relationships with over many years.
The Chartered Insurance Institute (CII) consider a Chartered Financial Planner as the “gold standard of financial planning” for ethics and professionals.
We provide a professional approach to financial planning, undertaking a genuinely empathetic interest in your personal concerns in order to achieve your objectives along the way.